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Consumers who received a Cash App referral text message while living in Washington between Nov. 14, 2019, and Aug. 7, 2025, may qualify to claim an estimated $88 to $147 from a class action settlement.
Block Inc., the company behind Cash App, agreed to pay $12.5 million to resolve a lawsuit alleging it helped users send unsolicited commercial text messages to Washington residents through its Invite friends referral program.
Who can file a claim?
Class members must meet the following criteria:
- They received a Cash App referral program text message between Nov. 14, 2019, and Aug. 7, 2025.
- They were a Washington resident at the time they received the text message.
- They did not clearly and affirmatively consent in advance to receive the Cash App referral program text message.
An example of a qualifying text message is:
“Hey! I’ve been using Cash App to send money and spend using the Cash Card. Try it using my code and you’ll get $5. FVRJ1PH https://cash.app/app/FVRJ1PH.”
These referral texts do not indicate that someone has sent or requested money from the recipient.
If an individual received a notice about this settlement by email or mail, records indicate they may have received a qualifying referral text message. However, individuals who did not receive a notice may still be eligible if they meet the requirements above.
How much can class members receive?
Class members who submit a valid claim form by the deadline can expect to receive an estimated payment between $88 and $147. The exact amount depends on the number of valid claims submitted and the final deductions for administrative costs, attorneys’ fees and service awards.
The settlement administrator will distribute payments equally among all class members who submit valid claims.
If there are uncashed or undeliverable payments, the settlement administrator may redistribute them to claimants who cashed their initial payments or donate them to the Legal Foundation of Washington.
How to claim a class action rebate
Class members must submit the online claim form or download, print, fill out and mail the PDF claim form to the settlement administrator. The claim deadline is Oct. 27, 2025.
Settlement administrator’s mailing address: Bottoms v Block Settlement Administrator, PO Box 2631 Baton Rouge, LA 70821
Each class member can submit only one claim form regardless of the number of referral text messages received.
Information required
Class members must provide:
- Their claims code (if they received one by email or mail)
- The phone number(s) where they received Cash App referral text message(s)
Payout options
- PayPal
- Venmo
- Zelle
- Virtual prepaid card
- Paper check
$12.5 million settlement fund breakdown
The $12,500,000 settlement fund includes:
- Settlement administration costs: $619,500 (estimated)
- Attorneys' fees: Up to $3,125,000)
- Attorneys’ expenses: $41,133.36 (estimated)
- Service award to class representative: Up to $10,000
- Payments to eligible class members: Remaining funds
Important dates
- Deadline to file a claim: Oct. 27, 2025
- Deadline to request exclusion: Oct. 27, 2025
- Fairness hearing: Dec. 2, 2025
When is the Bottoms v. Block Inc. payout date?
The settlement administrator will issue payments after the court grants final approval of the settlement and resolves any appeals.
Why did this class action settlement happen?
The class action lawsuit alleged Block Inc. helped users send unsolicited commercial text messages to Washington residents through Cash App’s referral program without obtaining clear and affirmative consent from recipients. The plaintiff claimed this violated Washington’s Commercial Electronic Mail Act and Consumer Protection Act.
Block Inc. denies any wrongdoing but agreed to settle to avoid the burden and uncertainty of continued litigation.
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