Earnin Data Breach Impacts Thousands of SSNs

Activehours, Inc., Earnin, a financial services company that provides consumers early access to earned wages, has experienced a major data breach. The cybersecurity incident compromised personally identifiable information (PII) belonging to Earnin account users.

The cyberattack was first disclosed to the Texas Attorney General on Nov. 12, 2025, reporting 21,178 Texas residents impacted. Exposed information includes names, dates of birth and Social Security numbers. The total number of individual has not been publicly released, but is may include hundreds of thousands of Earnin users across the United States.

The exact method of the data breach, whether it was due to hacking, phishing or another form of unauthorized access, has not been disclosed. The exposure of Social Security numbers puts consumers at risk for identity theft, financial fraud and other malicious activities.

Earnin's response

In addition to state and federal disclosures, Earnin will notify impacted individuals by mail or email, as required by law. The finance company has likely engaged cybersecurity experts to investigate the cause of the data breach and to reinforce internal system security.

If you believe your personal information may have been compromised in this breach:

• Carefully review any notice or communication you receive from Activehours or Earnin.
• Monitor financial accounts and credit reports for signs of identity theft.
• Consider placing fraud alerts or credit freezes with the major credit bureaus.
• Be cautious of unsolicited emails or phone calls requesting personal information.