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EarnIn Data Breach Lawsuit Investigation
Shamis & Gentile P.A., one of the nation's premier class action law firms specializing in data breach cases, is investigating the Activehours, Inc. d/b/a EarnIn data breach.
If you were affected by the data breach, your sensitive personally identifiable information may have been exposed, and you may be eligible for compensation.
About Activehours d/b/a Earnin
Activehours, Inc. d/b/a Earnin is a financial technology company based in Palo Alto, California. The company was founded in 2012 and is known for pioneering the Earned Wage Access (EWA) industry. Earnin allows users to access wages they have already earned before their official payday, providing financial flexibility for workers who may need funds before their scheduled pay date.
Earnin’s core product, known as "Cash Out," lets users access up to $100 per day and $500 per pay period through the Earnin app. The company does not charge mandatory fees or interest and does not perform credit checks. Since its inception, more than 3.8 million people have used Earnin’s services.
Earnin also offers additional financial tools, such as early paycheck access, credit monitoring, automated savings, and balance alerts.
What happened?
On Nov. 12, 2025, Earnin reported a major data breach to the Texas Attorney General's office. According to the disclosure, the breach affected at least 21,178 people in Texas alone.
The total number of impacted individuals has not been released, but is believed to include Earnin users from multiple states.
Information exposed
- Name of individual
- Address
- Social Security number information
- Date of birth
Your Rights and Next Steps
If you received a notice from Earnin about this data breach, or believe your information may have been involved, you have important rights and options. You may be entitled to seek compensation for any harm or inconvenience caused by this cybersecurity incident.
- Communication and credit monitoring services: Review and save any notification letters you receive. Enroll in free credit monitoring and identity protection services, if offered.
- Monitor your accounts carefully: Check your financial statements regularly for suspicious activity or unauthorized transactions. If you notice anything unusual, contact your financial institution immediately.
- Fraud alert and credit reports: A fraud alert informs creditors to take extra steps to verify your identity before opening new accounts in your name. Consumers are also entitled to one free credit report annually from each credit bureau. You can request a fraud alert or a credit report by contacting any one of the three major credit bureaus.
- Seek legal help: Lawyers are ready to help you understand your rights and pursue compensation.
You May Be Entitled to Compensation
If your personal information was exposed in the Earnin data breach, you may be entitled to compensation. Lawyers are currently investigating claims on behalf of affected individuals.
To find out if you qualify and to join the lawsuit, complete the form below
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