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Individuals whom companies enrolled in a recurring subscription billing program for certain consumer products between 2009 and the present may be eligible to submit a claim to receive a cash payment from a class action settlement. Eligible products include Miracle Garcinia Cambogia, Ripped Muscle X, Elite Test 360, Bella Labs Instant Wrinkle Reducer and Miracle Green Coffee.
Wells Fargo & Co. and Wells Fargo Bank NA agreed to pay $33 million to settle a class action lawsuit. The lawsuit alleged that Wells Fargo assisted three groups of companies, the Apex entities, Triangle entities and Tarr entities, in misleading consumers into monthly subscriptions for products by opening bank accounts and transferring funds for these companies.
Th plaintiffs claim that these companies and their entities falsely marked online risk-free trial offers for more than 70 different products, which included personal care products, electronic cigarettes and dietary, health and beauty supplements. Shortly after consumers signed up for a trial offer, the companies charged them the full product price and enrolled them in a monthly subscription plan without consent.
Who can file a Wells Fargo class action claim?
- Class members are individuals whom any of the Tarr, Triangle, or Apex entities enrolled in a recurring billing program for products sold between 2009 and the present.
- Class members can find a list of the companies that sold the products and the marketed products in the official notice under FAQ number 3.
- Class members who previously received a payment from the Federal Trade Commission refund programs for the Apex or Triangle entities do not need to submit a claim form for those entities and will automatically be eligible for an additional payment.
- Class members who did not receive a payment from the FTC for Apex or Triangle or whom a Tarr entity enrolled in recurring billing must submit a claim form to receive a settlement payment.
How much is the settlement payment?
The settlement administrator will allocate the net settlement fund, after fees, costs and awards, as follows:
- 45.17% for charges Triangle entities imposed
- 32.26% for charges Apex entities imposed
- 22.57% for charges Tarr entities imposed
Class members have the following benefit options:
- With documentation pro rata cash payment: Class members can submit a claim for out-of-pocket losses due to recurring billing minus any refunds or reimbursements they received. The settlement administrator will determine the final payment amount by the total number of valid claims filed.
- Without documentation pro rata cash payment: Class members who do not have supporting documentation can submit a claim form to receive a flat cash payment of up to $20. These payments are limited to the net settlement fund amount allocated to each entity.
- Flat cash payments related to Tarr entities will total only 50% of the new settlement fund amount allocated to Tarr.
- Flat cash payments related to Apex entities will total only 25% of the net settlement fund amount allocated to Apex.
- Flat cash payments related to Triangle entities will total only 25% of the net settlement fund amount allocated to Triangle.
The minimum threshold for all payments is $10. If a calculated payment is less than this amount, the claimant will not receive payment, and the settlement administrator will redistribute funds among other claimants whose payments exceed the threshold.
How to claim a class action rebate
Eligible class members must submit a claim form by March 4, 2026. They can file the online claim form or print and mail the PDF claim form to the settlement administrator.
Settlement administrator's mailing address: Free Trial Recurring Billing Settlement Settlement Administrator, P.O. Box 6397, Portland, OR 97228-6397
Class members who previously received a payment from the FTC refund programs for the Apex or Triangle entities do not need to submit a claim form for those entities.
Is proof or documentation required to submit a claim?
- To submit an online claim, class members must provide the unique ID and PIN from their settlement notice.
- To submit an out-of-pocket losses claim, class members must provide supporting documentation showing unreimbursed monetary losses due to recurring billing by Tarr, Apex or Triangle entities. This may include bank or credit card statements showing monthly subscription charges or email receipts.
- To submit a flat cash payment claim, class members must provide a description or names of the products they purchased, the purchase dates, how they obtained each product and confirmation of enrollment in a recurring billing program through Tarr, Apex or Triangle entities.
Payout options
- PayPal
- Venmo
- Zelle
- Paper check mailed to address provided
$33 million Wells Fargo settlement fund
The $33,000,000 settlement fund will include:
- Settlement administration costs: To be determined
- Attorneys’ fees: Up to $11,000,000
- Litigation expenses: Up to $2,967,000
- Service awards to class representatives: Up to $15,000 each
- Payments to eligible class members: Remaining settlement funds
Important dates
- Deadline to file a claim: March 4, 2026
- Opt-out deadline: March 5, 2026
- Final approval hearing: March 26, 2026
When is the free trial recurring billing settlement payout date?
The settlement administrator will issue payments to eligible class members approximately 60 days after the court grants final approval of the settlement.
Why did this class action settlement happen?
This class action settlement resolves allegations that Wells Fargo & Co. and Wells Fargo Bank NA assisted companies in misleading consumers into recurring billing for products marketed as “free trials.” The plaintiffs claimed the defendants helped these companies by opening bank accounts and transferring funds, enabling deceptive practices.
The Wells Fargo defendants denied the allegations but agreed to settle to avoid the expense and uncertainty of continued litigation and a possible trial.
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