Wells Fargo $33M Recurring Billing Class Action Settlement

Individuals who were enrolled in a recurring subscription billing program for certain consumer products between 2009 and the present, may be eligible to submit a claim for up to $20 or more from a class action settlement. Products included Miracle Garcinia Cambogia, Ripped Muscle X, Elite Test 360, Bella Labs Instant Wrinkle Reducer and Miracle Green Coffee.

Wells Fargo & Co. and Wells Fargo Bank NA have agreed to pay $33 million to settle a class action lawsuit. The lawsuit alleges that Wells Fargo assisted three groups of companies, the Apex entities, Triangle entities, and Tarr entities, in misleading consumers into monthly subscriptions for products by opening bank accounts and transferring funds for these companies.

Plaintiffs claim that these companies and their entities falsely marked online risk-free trial offers of over 70 different products, which included personal care products, electronic cigarettes and dietary, health and beauty supplements. Shortly after consumers signed up for a trial offer, they were charged the full product price and were enrolled in a monthly subscription plan, without consent.

Who can file a Wells Fargo class action claim?

Class members are individuals who were enrolled in a recurring billing program for products sold by any of the Tarr, Triangle, or Apex entities between 2009 to the present.

• A list of the companies that sold the products and the marketed products can be found on the settlement website and official notice, under FAQ number 3.
• Class members who previously received a payment from the Federal Trade Commission (FTC) refund programs for the Apex or Triangle entities do not need to submit a claim form for those entities and will automatically be eligible for an additional payment.
• Class members who did not receive a payment from the FTC for Apex or Triangle, or who were enrolled in recurring billing with a Tarr entity, must submit a claim form to receive a settlement payment

How much is the settlement payment?

The net settlement fund, after fees, costs and awards, is allocated as follows:

• 45.17% for charges imposed by Triangle entities
• 32.26% for charges imposed by Apex entities
• 22.57% for charges imposed by Tarr entities

Class members have the following benefit options:

• With documentation pro rata cash payment: Class members can submit a claim with documented proof of out-of-pocket losses, to receive a pro rata cash payment based on their documented losses due to recurring billing, minus any refunds or reimbursements they received. Final payment amount will be determined by the total number of claims filed.
• Without documentation pro rata cash payment: Class members who do not have supporting documentation can submit a claim form to receive a flat cash payment of up to $20. Flat cash payments are limited to the net settlement fund amount allocated to each entity.
• Flat cash payments related to Tarr entities will total only 50% of the new settlement fund amount allocated to Tarr.
• Flat cash payments related to Apex entities will total only 25% of the net settlement fund amount allocated to Apex.
• Flat cash payments related to Triangle entities will total only 25% of the net settlement fund amount allocated to Triangle.

All claim payments will be subject to a minimum threshold, estimated at $10. If a calculated payment is less than this amount, no payment will be made to the claimant, and the funds will be redistributed among other claimants whose payments exceed the threshold.

How to claim a class action rebate

Eligible class members must submit a claim form by March 4, 2026. Claims can be filed online using the online claim form or by printing and mailing the PDF claim form to the settlement administrator.

Settlement administrator's mailing address: Free Trial Recurring Billing Settlement Settlement Administrator P.O. Box 6397 Portland, OR 97228-6397

Class members who previously received a payment from the FTC refund programs for the Apex or Triangle entities do not need to submit a claim form for those entities.

Is proof/documentation required to submit a claim?

• Unique ID and PIN from settlement notice required to submit an online claim.
• Out-of-pocket losses claims require supporting documentation showing unreimbursed monetary losses due to recurring billing by Tarr, Apex or Triangle entities. This may include bank or credit card statements showing monthly subscription charges or email receipts.
• Flat cash payment claims require a description or name of products purchased, purchase dates, how each product was obtained and confirmation of enrollment in a recurring billing program through Tarr, Apex or Triangle entities.

Payout options

• PayPal
• Venmo
• Zelle
• Paper check mailed to address provided

$33 million Wells Fargo settlement fund

The $33,000,000 settlement fund will include:

• Settlement administration costs: To be determined
• Attorneys’ fees: Up to $11,000,000
• Litigation expenses: Up to $2,967,000
• Service awards to class representatives: Up to $15,000 each
• Payments to eligible class members: Remaining settlement funds

Important dates

• Deadline to file a claim: March 4, 2026
• Opt-out deadline: March 5, 2026
• Final approval hearing: March 26, 2026

When is the free trial recurring billing settlement payout date?

Settlement payments will be issued to eligible class members approximately 60 days after the court grants final approval of the settlement.

Why did this class action settlement happen?

This class action settlement resolves allegations that Wells Fargo & Co. and Wells Fargo Bank NA assisted companies in misleading consumers into recurring billing for products marketed as “free trials.” The plaintiffs claimed that the defendants helped these companies by opening bank accounts and transferring funds, enabling deceptive practices.

The Wells Fargo defendants denied the allegations but agreed to settle to avoid the expense and uncertainty of continued litigation and a possible trial.

Sources

1. Class notice
2. Settlement website FAQ page
3. Official claim form