Oregon Community Credit Union $1.95M TCPA Settlement

Consumers who were not members or accountholders of Oregon Community Credit Union but received an artificial or prerecorded voice call on their cell phone from them between Oct. 8, 2020, and April 4, 2025, may qualify to claim between $4,000 and $9,000 from a class action settlement.

Oregon Community Credit Union agreed to pay $1.95 million to resolve a class action lawsuit alleging it made artificial or prerecorded voice calls to nonmembers’ cell phones without prior express consent in violation of the Telephone Consumer Protection Act.

Who can file a claim?

Class members must meet all of the following criteria:

They are a person in the United States.
They were not an Oregon Community Credit Union member or accountholder at the time of the call.
OCCU placed, or caused to be placed, a call to their cell phone number.
The call used an artificial or prerecorded voice.
They received the call between Oct. 8, 2020, and April 4, 2025.

The class is nationwide and not limited to Oregon residents. Each person is considered a single class member even if they received more than one qualifying call.

How much can class members get?

Each approved class member who submits a valid claim will receive an equal share of the net settlement fund. The estimated payment per person is between $4,000 and $9,000, but the actual amount depends on the total number of valid, approved claims and the final deductions for costs and fees.

How to claim a settlement payout

Class members can submit an online claim form or fill out the claim form they received in the mail and mail it to the settlement administrator. Those who did not receive a postcard notice may request a claim form by writing to the settlement administrator and providing proof that they received a qualifying artificial or prerecorded voice call from Oregon Community Credit Union during the class period.

The claim deadline is Dec. 8, 2025.

Settlement administrator's mailing address: Arthur v. Oregon Community Credit Union, c/o Kroll Settlement Administration LLC, PO Box 225391, New York, NY 10150-5391

What proof or documentation is required to submit a claim?

To file an online claim form, class members must provide the class member ID from their settlement notice.
Claimants must provide proof if they did not receive a postcard notice and claim form. This includes documentation or evidence that they received a qualifying call or message from Oregon Community Credit Union to their cell phone between Oct. 8, 2020, and April 4, 2025.

Payout options

The settlement administrator will mail paper checks to the address provided on the claim form.

$1.95 million settlement fund breakdown

The $1,950,000 settlement fund includes:

Settlement administration costs: Up to $80,000
Attorneys’ fees: Up to $650,000
Attorneys’ costs expenses: Up to $12,500
Service award to class representative: Up to $5,000
Payments to eligible class members: The remainder of the fund

Important dates

Deadline to request exclusion: Dec. 8, 2025
Deadline to file a claim: Dec. 8, 2025
Final fairness hearing: Jan. 14, 2026

When is the Arthur v. Oregon Community Credit Union payout date?

The settlement administrator will issue payments to approved claimants no later than 30 days after the court approves the settlement. If there are appeals, the settlement administrator may delay the payment date until it resolves all appeals.

Why is there a class action settlement?

The class action lawsuit alleged Oregon Community Credit Union allegedly made artificial or prerecorded voice calls to cell phone numbers not belonging to its members or accountholders without obtaining prior express consent. The Telephone Consumer Protection Act prohibits such calls.

Rather than continue litigation, both sides agreed to settle to avoid the time, risk and expense of further court proceedings.