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Individuals who received two or more telemarketing calls or text messages from specific insurance agents marketing Farmers insurance between April 19, 2020, and June 15, 2026, may be eligible to claim up to $160 from a class action settlement.
Farmers Insurance Exchange, Farmers Insurance Co. Inc. and Fire Insurance Exchange (collectively referred to as “Farmers”) agreed to pay $1.25 million to settle a class action lawsuit. The lawsuit alleged insurance agents Nickolas Ward, Nate Esparza, Kyle Ryan Gray, Dustin Huffman, Jason Hall, Brian Shirey and LeNard Rhone made telemarketing calls and sent text messages to phone numbers registered on the National Do Not Call Registry, potentially violating the federal Telephone Consumer Protection Act.
There is a similar TCPA settlement involving insurance agents Todd Henderson Insurance Agency Inc. and/or R. Todd Henderson.
Who can file a claim?
Class members must meet all of the following criteria:
- They received two or more telemarketing calls or text messages within a 12-month period from any of the following insurance agents or their agencies: Nickolas Ward, Nate Esparza, Kyle Ryan Gray, Dustin Huffman, Jason Hall, Brian Shirey or LeNard Rhone
- The insurance agents or their agencies made the calls or texts to market Farmers insurance products or services.
- They received the calls or texts between April 19, 2020, and June 15, 2026.
- They registered their phone number on the National Do Not Call Registry for more than 30 days at the time they received the calls or texts.
- The phone number is registered to an individual and not a business.
Class members must also certify on their claim form that:
- They did not visit any website to request an insurance quote from Farmers or its agents prior to receiving the calls or texts.
- They were not a Farmers customer at the time they received the calls or texts or within 18 months before receiving them.
Approximately 12,545 people may have received qualifying calls or texts, according to Farmers Insurance's records.
How much is the Farmers Insurance payout?
Pro rata payment: Eligible class members who submit a valid claim form can receive a pro rata share of the $1,250,000 settlement fund up to $160 per person. The actual amount each claimant receives will depend on the total number of valid claims submitted and deductions for administrative expenses, attorneys’ fees and costs, and a service award to the named plaintiff.
How to claim a settlement payment
Class members can file a claim online or download and print a PDF claim form to mail or email to the settlement administrator.
- Settlement administrator's mailing address: Heckathorn TCPA Settlement, c/o Atticus Administration, PO Box 64053, St. Paul, MN 55164
- Settlement administrator's email address: HeckathornTCPAsettlement@atticusadmin.com
The claim deadline is Sept. 14, 2026.
What proof or documentation is necessary to submit a claim?
- All claimants must provide the phone number that received the calls or texts.
- Online claimants must provide their last name and the claim form login from the settlement notice they received.
Payout options
- Check mailed to the address provided
- Electronic payment (if selected when submitting the claim online)
$1.25 million settlement fund breakdown
The $1,250,000 settlement fund includes:
- Settlement administration costs: Up to $72,000
- Attorneys' fees and expenses: Up to $396,666.67
- Service award to named plaintiff: $11,000
- Payments to eligible class members: Remainder of the fund
Important dates
- Request for exclusion deadline: Aug. 27, 2026
- Deadline to file a claim: Sept. 14, 2026
- Final approval hearing: Sept. 23, 2026
When is the Farmers Insurance TCPA settlement payout date?
The settlement administrator will issue payments within five days of receipt of funds from Farmers and after the court resolves any appeals and grants final approval to the settlement.
Why did this class action settlement happen?
The lawsuit alleged that insurance agents marketing Farmers insurance products made telemarketing calls and sent text messages to numbers on the National Do Not Call Registry, potentially violating the Telephone Consumer Protection Act.
Farmers denies any wrongdoing, but both sides agreed to settle to avoid the uncertainty and expense of further litigation and to provide compensation to affected individuals sooner.
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