First Commonwealth Federal Credit Union $1.2M Settlement

Individuals whose private information the First Commonwealth Federal Credit Union data breach compromised may be eligible to claim up to $5,000 plus credit monitoring from a class action settlement.

First Commonwealth Federal Credit Union agreed to pay $1.2 million to settle a class action lawsuit alleging it failed to adequately protect sensitive personal information during a cyberattack that affected nearly 98,817 individuals.

Who can file a claim?

Individuals must meet all of the following criteria:

• They reside in the United States.
• The FCFCU data incident compromised their private information.
• They received notice of the incident.

How much is the class action settlement payout?

Class members have the following benefit options:

• Reimbursement for out-of-pocket losses: Up to $5,000 per person for documented losses fairly traceable to the data incident.
• Pro rata cash payment: An estimated $100 cash payment available to class members who do not submit a documented loss claim. The settlement administrator will determine the final amount by dividing the settlement fund, after deducting costs for credit monitoring and valid out-of-pocket claims, among valid claimants.
• Credit monitoring services: Three years of CyEx’s Identity Defense Complete services, which includes real-time monitoring, dark web scanning and $1,000,000 in identity theft insurance available to all class members.

How to claim a settlement payment

To receive a settlement payment, class members must submit a claim by Feb. 18, 2026. They can file a claim online or download, print and complete the PDF claim form to mail to the administrator.

Settlement administrator's mailing address: Maciejczyk v. First Commonwealth Federal Credit Union, c/o Kroll Settlement Administration LLC, P.O. Box 225391, New York, NY 10150-5391

What proof or documentation is required to submit a claim?

• For all claims, class members need to provide the class member ID provided on their postcard or email notice.
• For out-of-pocket loss claims, class members must provide reasonable documentation from a third party, such as receipts or telephone records. Self-prepared documents (like handwritten receipts) are not sufficient alone but can supplement other documentation.
• For pro rata cash payments, class members must submit a valid claim form but do not need to provide documentation of losses.

Payout options

• Electronic payment (online claims only)
• Physical check

$1.2 million settlement fund

The $1,200,000 settlement fund includes:

• Settlement administration costs: To be determined
• Attorneys’ fees: Up to $400,000
• Attorneys' expenses: Up to $20,000
• Service awards to class representatives: $18,000 total
• Class member payments: Remaining settlement funds

Important dates

• Opt-out deadline: Feb. 3, 2026
• Claim deadline: Feb. 18, 2026
• Final approval hearing: March 5, 2026

When is the First Commonwealth Federal Credit Union class action settlement payout date?

The settlement administrator will distribute payments after the court resolves any appeals and grants final approval to the settlement.

Why is there a class action settlement?

The class action lawsuit alleged a cyberattack on First Commonwealth Federal Credit Union resulted in suspected unauthorized access to sensitive information. The plaintiffs claimed the credit union failed to protect this data.

The credit union denied wrongdoing but agreed to settle to avoid the risk and cost of further litigation.

Sources

1. Class notice
2. Settlement website FAQ page
3. Claim form