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Class members who submitted a claim in the $12.5 million Washington state Cash App text class action settlement are getting paid. The court granted final approval to the settlement on Dec. 2, 2025. The settlement administrator began issuing $394.36 payments to approved claimants on Feb. 2, 2026.
Individuals who received a Cash App referral text message while living in Washington state between Nov. 14, 2019, and Aug. 7, 2025, and did not clearly and affirmatively consent to receive such messages qualified to submit a claim for this class action settlement.
Block Inc., the company behind Cash App, paid $12.5 million to settle a lawsuit alleging it assisted users in sending unsolicited commercial text messages to Washington residents through the Cash App Invite Friends referral program. The plaintiff claimed Block violated Washington’s Commercial Electronic Mail Act and the Washington Consumer Protection Act by enabling these messages without recipients’ clear and affirmative consent.
Who received a Cash App TCPA payout?
The settlement included individuals who received a referral text message as part of Cash App’s Invite Friends program. Claimants must have met the following criteria:
- They received a Cash App referral program text message between Nov. 14, 2019, and Aug. 7, 2025.
- They were a Washington resident at the time they received the text message.
- They did not clearly and affirmatively consent in advance to receive the Cash App referral program text message.
Qualifying messages were similar to: “Hey! I’ve been using Cash App to send money and spend using the Cash Card. Try it using my code and you’ll get $5. FVRJ1PH https://cash.app/app/FVRJ1PH.” The messages did not indicate that someone had sent or requested money.
How much are the settlement payments?
Pro rata cash payment: Eligible class members submitted claims for pro rata cash payments originally estimated between $88 and $147. The settlement administrator determined the final payment amount by the total number of valid claims filed. Approved claimants received a settlement payment of $394.36.
Claim process
To receive a payment, class members needed to submit a claim online or by mail by Oct. 27, 2025.
The claim form required the claims code from the settlement notice, if available, and the phone number that received the Cash App referral text message.
Payout options
Claimants are receiving payment in the following ways:
- PayPal
- Venmo
- Zelle
- Virtual prepaid card
- Paper check
$12.5 million Cash App TCPA settlement fund
The $12,500,000 settlement fund included:
- Settlement administration costs: To be finalized after all payments are issued
- Attorneys' fees: $3,125,000
- Attorneys' expenses: $28,171.16
- Service award to class representative: $10,000
- Payments to approved claimants: Remaining settlement funds
Important dates
- Deadline to file a claim: Oct. 27, 2025
- Exclusion deadline: Oct. 27, 2025
- Fairness hearing: Dec. 2, 2025
- Final approved granted: Dec. 2, 2025
Why did this class action settlement happen?
The class action lawsuit alleged Block Inc. violated Washington state law by assisting its users in sending unsolicited commercial text messages through the Cash App Invite Friends referral program. The plaintiff claimed Block incentivized users to send prefilled text messages to their contacts without first obtaining clear and affirmative consent from the recipients.
The class action claimed violations of the Washington Commercial Electronic Mail Act and the Washington Consumer Protection Act. Block denied any wrongdoing but agreed to settle to avoid the cost and uncertainty of further litigation and a possible trial.
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