July Business Services Data Breach

Understanding the July Business Services Data Breach

Recently, July Business Services, a financial services provider specializing in retirement plan services, experienced a data breach that may have compromised the personal information of its clients. On February 26, 2024, the company identified unusual activity within its email environment, which led to an investigation revealing unauthorized access to certain files containing sensitive information.

The breach potentially exposed consumers' names and Social Security numbers, putting them at risk of identity theft and fraud. A total of 59 individuals across the United States were affected, with 31 of those being residents of Maine. July Business Services took immediate action to contain the breach and has since implemented additional security measures to prevent future incidents.

If you were affected by this breach, July Business Services has sent out written notifications on March 27, 2024. The company is offering complimentary identity protection services through Kroll, including credit monitoring and identity theft restoration. These services are designed to help safeguard your personal information and provide assistance if any identity theft occurs.

Steps You Should Take

1. Activate the Complimentary Identity Protection Services: If you received a notification letter, follow the instructions to activate your identity monitoring services provided by Kroll. You can enroll by visiting the Kroll enrollment page.
2. Monitor Your Accounts: Keep a close eye on your financial accounts and credit reports for any unauthorized activity. You are entitled to a free credit report from each of the major credit bureaus annually, which can be obtained through AnnualCreditReport.com.
3. Consider a Fraud Alert or Credit Freeze: Placing a fraud alert on your credit files makes it harder for identity thieves to open accounts in your name. A credit freeze provides even stronger protection by restricting access to your credit report.
4. Stay Vigilant: Regularly check your account statements and report any suspicious transactions to your financial institution immediately.
5. File a Police Report if Necessary: If you suspect identity theft, file a report with your local law enforcement agency.
6. Contact the Federal Trade Commission (FTC): The FTC provides resources for identity theft victims, which can be accessed at www.ftc.gov/idtheft or by calling 1-877-438-4338.
7. Reach Out for Help: If you have questions or need assistance, you can contact Kroll's help line provided in the notification letter.

For more detailed information about the data breach, you can review the disclosure on the Maine Attorney General's website.

Conclusion

Data breaches are a serious concern, and it's essential to take proactive steps to protect your personal information. If you are affected by the July Business Services data breach, make sure to utilize the services offered and remain vigilant in monitoring your personal information. Remember, you have the right to secure your identity and financial well-being.