Credit Technologies Data Breach Potentially Exposes Personal Information of Individuals

Credit Technologies Inc., a national credit reporting agency that serves more than 1,600 mortgage lenders and brokers, disclosed a data breach that affected 1,022 people in the United States.

On or about Sept. 9, 2025, Credit Technologies experienced unauthorized access to certain systems and servers in its environment. The breach went undetected for approximately seven months.

After learning of the unauthorized access, the company launched an investigation with the help of external cybersecurity experts, determining that certain files had been subject to unauthorized access or acquisition and contained protected personal information belonging to individuals.

The specific types of personal information involved remain publicly undisclosed.

The breach was reported to the Maine Attorney General on April 27, 2026. The company discovered the breach on April 10, 2026, and is notifying affected individuals in writing on April 27, 2026.

Credit Technologies' response to the breach

Credit Technologies is providing 12 months of complimentary identity monitoring services through Kroll. The monitoring package includes three services: single bureau credit monitoring, fraud consultation, and identity theft restoration.

Affected individuals can activate their monitoring services by visiting Kroll's enrollment page and entering the membership number included in their notification letter. Each person received a specific deadline by which they must activate their services.

The company has also set up a dedicated and confidential toll-free response line staffed with professionals familiar with the incident. Representatives are available from 9:00 a.m. to 6:30 p.m. Eastern Time, Monday through Friday, excluding holidays.

Steps to take if your information was exposed

• Place a fraud alert on credit files by contacting any one of the three major credit bureaus: Equifax (1-800-525-6285), Experian (1-888-397-3742) or TransUnion (1-800-680-7289), which will then notify the other two.
• Consider placing a security freeze on credit files at all three bureaus to prevent new accounts from being opened without express authorization.
• Request free credit reports at AnnualCreditReport.com and review them carefully for any unfamiliar accounts or unauthorized inquiries.
• Monitor financial account statements regularly for any unauthorized or suspicious transactions.
• Be cautious of phishing attempts that reference Credit Technologies or this breach by name in emails, phone calls or text messages.
• Report suspected identity theft to the Federal Trade Commission at consumer.ftc.gov or by calling 1-877-438-4338.