Wescom Central Credit Union Data Breach Settlement

Individuals who received a notice from Wescom Central Credit Union about a security incident in October 2023 may qualify to submit a claim for up to $2,060 plus one year of credit monitoring from a class action settlement.

Wescom Credit Union and Barracuda Networks Inc. agreed to settle a class action lawsuit alleging it failed to protect private information following a data breach involving Wescom current and former customers. The cybersecurity incident affected approximately 32,964 individuals.

Who can file a data breach claim?

Class members must have received a notice of data breach letter from Wescom Central Credit Union regarding a security incident discovered on or around May 30, 2023. Wescom sent the notice on or about Oct. 20, 2023. It stated the breach involved unauthorized access to an email secure gateway Barracuda Networks Inc. provided.

How much is the class action settlement payment?

Class members can submit a claim to receive one or more of the following options:

• Documented ordinary losses: Class members can claim up to $500 per person for out-of-pocket monetary losses directly resulting from the data breach. Eligible expenses include unreimbursed bank or credit card fees, data charges, credit report fees, credit freezing/unfreezing costs, credit monitoring costs or insurance product costs that occurred between October 2022 and Jan. 27, 2026.
• Lost time: Class members can claim up to three hours of lost time at $20 per hour ($60 maximum) for time spent dealing with the incident.
• Documented extraordinary losses: Class members can claim up to $1,500 for actual, documented, unreimbursed extraordinary losses that the data breach most likely caused. Losses must not be covered by other categories and must have occurred between October 2022 and Jan. 27, 2026. Claimants must show they made reasonable efforts to avoid or seek reimbursement for the loss.
• Credit monitoring: Class members are eligible to receive a one-year membership of 3B credit monitoring with at least $1 million in fraud protection through CyEx. Class members do not need to submit a claim to receive this benefit. The settlement administrator included enrollment codes in the official settlement notice. They will be active after the court grants final approval to the settlement.

How to claim a class action rebate

To receive a settlement payment, class members must file a claim by Jan. 27, 2026. They can submit the online claim form or download, print and complete the PDF claim form to mail or email to the settlement administrator.

Settlement administrator's mailing address: Barracuda Networks Data Settlement, c/o RG/2 Claims Administration, P.O. Box 59479, Philadelphia, PA 19102-9479

Settlement administrator's email address: info@rg2claims.com

Class members do not need to submit a claim to receive the credit monitoring benefits. They received enrollment codes in the settlement notice.

Required proof and claim information

• To submit a claim online or by mail, class members must provide the class member login and PIN from the official settlement notice they received.
• To submit a documented ordinary losses or extraordinary losses claim, class members must provide supporting documentation, which may include receipts, invoices, bank or credit card statements, showing unreimbursed fees or fraudulent charges or other third-party proof.

Payout options

• Electronic payment
• Paper check mailed to the address provided

Data breach settlement fund breakdown

The settlement fund will include:

• Settlement administration costs: To be determined
• Attorneys’ fees and costs: Up to $125,000
• Service award to the named plaintiff: Up to $5,000
• Credit monitoring services: Cost determined by number of class member enrollments
• Payments to approved claimants: Total determined by the number of claims filed

Important dates

• Deadline to file a claim: Jan. 27, 2026
• Opt-out deadline: Jan. 27, 2026
• Fairness hearing: Feb. 2, 2026

When is the Wescom Central Credit Union data breach payout date?

The settlement administrator will issue payments to eligible class members approximately 75 days after it approves claims or the court grants the settlement final approval, whichever is later.

Why is there a class action settlement?

This class action lawsuit alleged a security incident in October 2022 allowed an unauthorized third party to access an email secure gateway Barracuda Networks provided to Wescom Central Credit Union. The lawsuit alleged this potential exposed the private information of current and former credit union members.

Both Wescom and Barracuda Networks deny the allegations but agreed to settle to avoid the risk and expense of continued litigation and a possible trial.

Sources

1. Official class notice
2. Official settlement website FAQ page
3. Settlement agreement