.png)
Drivers insured by State Farm Mutual Automobile Insurance Co. in Washington state who received a payment for property damage under their underinsured motorist property damage coverage between Jan. 13, 2019, and Feb. 27, 2026, may be eligible to submit a claim for a cash payment estimated at $625 from a class action settlement.
State Farm Mutual Automobile Insurance Co. agreed to pay $8.82 million to settle a class action lawsuit alleging it failed to properly pay diminished value claims under its Washington underinsured motorist property damage auto insurance policies.
Who can file a claim?
Class members must meet the following criteria:
- State Farm insured them under an auto insurance policy issued in Washington state.
- They received a payment under their underinsured motorist property damage coverage for property damage to their insured vehicle.
- The accident occurred between Jan. 13, 2019, and Feb. 27, 2026.
- The repair estimate for their vehicle, including any supplements, totaled at least $1,000.
- The vehicle was no more than six years old (model year plus five years) and had less than 90,000 miles at the time of the accident.
- The vehicle suffered structural frame damage and/or deformed sheet metal and/or required body or paint work.
Class members who had more than one qualifying accident may submit a separate claim for each qualifying accident. The settlement administrator will provide a claim form for each eligible accident.
Who is excluded from the class?
Drivers with leased vehicles and/or vehicles declared a total loss do not qualify to participate in the settlement.
How much are settlement payments?
Cash payment: Class members can submit a claim to receive a cash payment from the net settlement fund. The settlement administrator will determine the final payment amount using the individual and total vehicle repair costs and the total number of claims filed. The average payment amount is estimated to be around $625 per claim.
Class members who previously received a diminished value payment from State Farm will receive a reduced settlement payment.
How to claim a class action rebate
To receive a settlement payment, class members can file a claim online or complete the claim form included with their notice and mail it to the settlement administrator. They must submit a claim form for each qualifying accident.
Settlement administrator's mailing address: Hardy v. State Farm Mutual Automobile Insurance Co., c/o Kroll Settlement Administration LLC, P.O. Box 225391, New York, NY 10150-5391
The claim deadline is Dec. 14, 2026.
Required claim information
To submit a claim online, class members must provide the class member ID from the settlement notice they received.
Payout options
- Paper check mailed to the address provided
Settlement fund breakdown
The $8,820,000 settlement fund will include:
- Attorneys’ fees: Up to $1,852,628 plus costs
- Service awards to class representatives: $10,000 each ($20,000 total)
- Payments to eligible claimants: Remaining settlement funds
State Farm will pay settlement administration costs separately from the settlement fund .
Important dates
- Exclusion deadline: Sept. 30, 2026
- Final settlement hearing: Oct. 30, 2026
- Deadline to file a claim: Dec. 14, 2026
When is the State Farm Washington auto insurance settlement payout date?
The settlement administrator will issue payments to approved claimants after the court resolves any appeals and grants final approval of the settlement.
Why did this class action settlement happen?
The class action lawsuit alleged State Farm failed to pay or adequately pay for diminished value losses when certain vehicles sustained structural or body damage. The plaintiffs claimed this was a breach of State Farm’s insurance contracts in Washington.
State Farm denied the allegations but agreed to settle to avoid the expense and risk of further litigation and a possible trial.
.webp)
.webp)
.webp)
.webp)
.webp)
.webp)
.webp)
.svg)