.png)
700Credit Data Breach Investigation
Shamis & Gentile P.A., one of the nation's premier class action law firms specializing in data breach cases, is investigating the 700Credit, LLC data breach.
If you were affected by the data breach, your sensitive personally identifiable information may have been exposed, and you may be eligible for compensation.
About 700Credit
700Credit is a major provider of credit reports, compliance solutions, identity verification and fraud detection services to automotive, RV, marine and powersports dealerships across the United States. Founded in 2000, the company assists dealerships to manage credit checks, comply with federal and state regulations and prevent identity theft during the sales process.
700Credit serves over 21,000 dealerships nationwide.
What Happened?
On or around Oct. 25, 2025, 700Credit discovered suspicious activity within its web application. The company launched an investigation with the help of third-party cybersecurity experts, revealing that certain records relating to customers of dealership clients were copied without authorization.
On Nov. 16, 2025, a threat actor named ROOTBOY claimed to be selling 8.4 million 700Credit customer records on the dark web, including names, dates of birth, addresses, Social Security numbers and employment information.
After conducting a thorough review to determine what information was involved and who was affected, 700Credit began notifying affected individuals by written notices on Dec. 12, 2025.
The breach was also reported to the Attorneys General of ten states between Dec. 12. 2025, and Dec. 22, 2025: California, Iowa, Maine, Massachusetts, New Hampshire, Oregon, South Carolina, Texas, Vermont, and Washington.
The breach was confirmed to have exposed the personal information of 5,836,521 individuals in the United States by the Oregon Attorney General on Dec. 12, 2025. The types of information exposed are listed below.
Information Exposed:
- Names
- Addresses
- Social Security numbers
- Dates of birth
Your Rights and Next Steps
If you received a notice from 700Credit, it means your sensitive information could be at risk.
700Credit is offering complimentary credit monitoring services through Cyberscout, a TransUnion company, for up to 24 months. Affected individuals must enroll within 90 days of receiving their notice.
There are several actions you can take to safeguard your identity:
- Enroll in the free credit monitoring service provided by 700Credit
- Review your credit reports from Equifax, Experian and TransUnion for any suspicious activity
- Place a fraud alert or credit freeze on your credit file to prevent unauthorized use
- Monitor your financial accounts regularly for unusual transactions
- Report any suspected identity theft to law enforcement and your state attorney general
You have the right to obtain a police report if you are the victim of identity theft. Additionally, you are entitled to one free credit report annually from each of the three major credit bureaus.
You May Be Entitled to Compensation
If your information was compromised in the 700Credit data breach, you may be eligible to join a class action lawsuit and seek compensation for any damages or risks you have faced. Lawyers are ready to help individuals affected by this breach understand their rights and pursue possible claims.
To find out if you qualify and to take the next step, complete the below form to join the lawsuit investigation.
.svg)