Saratoga Harness Racing Data Breach Class Action Settlement

Individuals residing in the United States who received notice that the November 2024 Saratoga Harness Racing data breach may have compromised their personal information could qualify to submit a claim for up to $2,500 from a class action settlement. The cybersecurity incident impacted approximately 20,866 current and former customers and employees.

Saratoga Harness Racing Inc. agreed to settle a class action lawsuit alleging it failed to adequately protect a targeted cyberattack that resulted in unauthorized access to files containing sensitive personal information belonging to current and former customers and employees. The information included names, Social Security numbers and driver’s license or state identification numbers.

Who can file a claim for a data breach payout?

Class members are individuals residing in the United States whose private information the November 2024 Saratoga Harness Racing data breach potentially impacted and/or who received notice about the incident.

How much will the settlement payment be?

The settlement includes the following benefits:

• Cash payment A – Out-of-pocket documented losses: Class members can claim up to $2,500 in documented out-of-pocket losses traceable to the data breach that occurred between Nov. 1, 2024, and May 11, 2026. This includes monetary losses from identity theft or fraud, fees for credit reports or freezing/unfreezing credit, costs to replace IDs and postage to contact banks. Expenses that a third party already reimbursed are not eligible.
• Cash payment B – Alternate cash: Class members who do not submit an out-of-pocket documented losses claim can submit a claim to receive a one-time $50 cash payment.
• Credit monitoring: All class members can elect to receive one year of three-bureau credit monitoring, which includes $1 million in identity theft insurance, real-time credit file monitoring, dark web scanning, public records monitoring and access to fraud resolution agents if the product detects suspicious activity.

How to claim a class action rebate

To receive a settlement payment, class members can file a claim online or print the PDF claim form to complete and mail it to the settlement administrator.

Settlement administrator's mailing address: Saratoga Data Incident Settlement, c/o Settlement Administrator, P.O. Box 25226, Santa Ana, CA 92799-9958

The claim deadline is May 11, 2026.

Required proof and claim information

• Online claims require the unique ID and PIN from the class member's settlement notice.
• Out-of-pocket loss claims require supporting documentation, which may include receipts, invoices for services, bank and credit card statements showing unreimbursed fees or charges due to fraud, and other proof of identity theft or fraud.

Payout options

• Electronic payment (available only for online claims)
• Paper check mailed to the address provided

Data breach settlement fund breakdown

The settlement fund will include:

• Settlement administration costs: To be determined
• Attorneys’ fees and costs: Up to $250,000
• Service awards to class representatives: $2,500 each
• Credit monitoring: Cost determined by number of claims filed
• Payments to approved claimants: Total determined by number of valid claims filed

Important dates

• Opt-out deadline: April 27, 2026
• Claim deadline: May 11, 2026
• Final approval hearing: May 26, 2026

When is the Saratoga Harness Racing data breach payout date?

The settlement administrator will issue payments and credit monitoring information to approved claimants approximately 75 days after the court grants final approval of the settlement.

Why is there a class action settlement?

This class action settlement resolves a class action lawsuit alleging Saratoga Harness Racing failed to adequately protect personal information belonging to customers and employees, resulting in a cyberattack in November 2024. The lawsuit claimed unauthorized individuals accessed sensitive data during the breach.

Saratoga Harness Racing denies the allegations but agreed to settle to avoid the expense and uncertainties of further litigation.

Sources

1. Class notice
2. Settlement website
3. Settlement agreement