Ramsey Solutions $1.09M TCPA Class Action Settlement

Individuals who received at least one text message from Lampo between Nov. 22, 2020, and Oct. 23, 2025, may be eligible to claim up to $45 from a class action settlement.

The Lampo Group LLC, which does business as Ramsey Solutions, agreed to pay up to $1,091,790 to resolve a class action lawsuit alleging it sent text messages to consumers without maintaining adequate internal do-not-call procedures in violation of the Telephone Consumer Protection Act.

Who can file a claim?

Class members must meet all of the following criteria:

• They received at least one text message sent by or on behalf of Lampo between Nov. 22, 2020, and Oct. 23, 2025.
• The text message related to Lampo’s or its customers’ products or services.
• They were physically located in the United States when they received the message.

If an individual received a notice by email or postcard, it is because the settlement administrator identified their phone number as texted by Lampo during the relevant period. However, those who did not receive a direct notice may still be eligible if they meet the criteria above.

How much is the Ramsey Solutions payout?

Each eligible class member who submits a valid claim form by the deadline can receive up to $45. The actual payment amount depends on the total number of valid claims submitted and deductions for attorneys’ fees, service awards and administrative costs.

How to claim a class action rebate

Class members can complete the online claim form or download, print and mail the PDF claim form to the settlement administrator. The claim deadline is Feb. 19, 2026.

Settlement administrator's mailing address: Lampo TCPA Settlement, c/o Settlement Administrator, P.O. Box 25226, Santa Ana, CA 92799

Required information

• All claimants must provide the notice ID from the settlement notice they received. Online claimants must also provide the PIN from the same notice. Those who are unable to locate their ID and PIN should contact the settlement administrator at info@LampoTCPASettlement.com or 833-417-4962 and provide the class member's full name and mailing address.
• All claimants must also provide the phone number that received the text message.

Payout options

The settlement administrator will mail paper checks to eligible class members who submit valid claims.

$1.09 million settlement fund breakdown  

The $1,091,790 settlement fund includes:

• Settlement administration costs: Up to $40,000
• Attorneys' fees and expenses: Up to $360,291
• Service award to the class representative: Up to $5,000
• Payments to eligible class members: The remainder of the fund

Important dates

• Opt-out deadline: Jan. 5, 2026
• Final approval hearing: Feb. 4, 2026
• Claim deadline: Feb. 19, 2026

When is the Lampo TCPA Settlement payout date?

The settlement administrator will send settlement payments no later than 45 days after the court enters the final approval order.

Why is there a class action settlement?

The class action lawsuit alleged Lampo sent text messages to consumers without maintaining proper internal do-not-call procedures, which is a violation of the Telephone Consumer Protection Act.

Lampo denies any wrongdoing and does not admit liability but agreed to the settlement to avoid the expense and uncertainty of ongoing litigation.

Sources

1. Claim form
2. Class notice
3. Settlement agreement
4. Settlement FAQ