Texas Capital Bank Data Breach Affects 86,067 Texans

Texas Capital Bank experienced a data breach that took place on April 26 and April 27, 2026.

The breach was reported to the California Attorney General on May 28, 2026. The company notified affected consumers by U.S. Mail.

The types of personal information exposed included names and Social Security numbers, according to the company's notification to consumers.

The breach has so far impacted 86,067 Texas residents, 5,134 Washington residents and 4,494 Massachusetts residents.

Texas Capital Bank's response

Texas Capital Bank is offering affected individuals a complimentary 24-month membership to Experian IdentityWorks.

The membership includes:

• An Experian credit report at signup, with daily credit reports available for online members
• Credit monitoring that actively watches Experian files for indicators of fraud
• Internet surveillance technology that searches the web, chat rooms and bulletin boards around the clock to identify the trading or selling of personal information on the dark web
• Identity restoration support from specialists who can help address credit and non-credit-related fraud
• Experian IdentityWorks ExtendCare, which provides identity restoration support even after the membership expires
• Up to $1 million in identity theft insurance covering certain costs and unauthorized electronic fund transfers

Affected individuals can enroll in Experian IdentityWorks using the activation code included in their notification letter. Enrollment must be completed by Sept. 30, 2026.

For those who prefer not to enroll online, Experian's customer care team is available by phone from 8 a.m. to 8 p.m. Central Time, excluding major U.S. holidays, through Sept. 30, 2026. Callers should be prepared to provide the engagement number included in their notification letter as proof of eligibility.