PeopleFacts $2.4M FCRA Notification Class Action Settlement

Job seekers whose potential employer used PeopleFacts to obtain a background check on them may qualify to claim approximately $85 from a class action settlement.

Pluto Acquisition OPCO LLC, doing business as PeopleFacts, agreed to pay $2.4 million to settle a class action lawsuit alleging PeopleFacts violated the Fair Credit Reporting Act by failing to provide timely notice to consumers when reporting negative public record information that could adversely affect their ability to obtain employment.

Who are the class members?

Class members must have been the subject of a consumer report or background check that PeopleFacts issued to a prospective employer.

PeopleFacts identified those who are part of the class.

How much is the settlement payout?

Each eligible class member is expected to receive an estimated payment of approximately $85. This amount depends on the total number of class members and deductions for attorneys’ fees, litigation costs and the service award for the class representative.

No claim form necessary

Class members do not need to file a claim to receive their payment.

The settlement administrator will use the address it has on file to send payments. Those who need to update their address or have questions about their eligibility can contact the settlement administrator.

Settlement administrator's contact information: Apex Class Action LLC, P.O. Box 54668, Irvine, CA 92619, claims@apexclassaction.com, 1-800-355-0700

Payout options

• Paper check

$2.4 million settlement fund breakdown

The $2,400,000 settlement fund covers:

• Settlement administration costs: $50,000 plus any additional costs
• Attorneys’ fees and costs: Up to $799,920
• Service award to class representative: $5,000
• Payments to eligible class members: Approximately $1,595,080

Important dates

• Deadline for exclusion: Aug. 20, 2025
• Final approval hearing date: Oct. 20, 2025
• Fairness hearing: Oct. 20, 2025

When is the McDowell v. Pluto Acquisition OPCO LLC payout date?

The settlement administrator will mail payments to class members within 14 days of the settlement’s final approval.

Why did this class action settlement happen?

The class action lawsuit alleged PeopleFacts failed to provide timely notice to consumers when reporting negative public record information in background checks, which could affect their ability to get a job. The Fair Credit Reporting Act requires companies to notify consumers when they report such information.

PeopleFacts does not admit any wrongdoing but agreed to compensate affected individuals and make changes to its practices.

Sources

1. Class notice
2. Settlement agreement