Muscatine Power and Water Data Breach Class Action Settlement

Current and former customers and other individuals who received a notice that the January 2024 Muscatine Power and Water data breach compromised their personal information may be eligible to submit a claim for up to $5,600 from a class action settlement. The cybersecurity incident impacted approximately 36,995 people.

Muscatine Power and Water agreed to pay $525,000 to settle a class action lawsuit alleging a targeted cyberattack exposed sensitive customer data. Compromised information included names, mailing addresses, driver’s license information, bank routing and bank account numbers, and Social Security numbers.

Who can file a claim for a data breach payout?

Class members are individuals Muscatine Power and Water identified as impacted by the January 2024 data breach, including those who received notice of the incident.

How much are settlement payments?

Class members have the following benefit options:

• Out-of-pocket expenses: Class members can claim up to $500 for documented out-of-pocket expenses that occurred between Jan. 26, 2024, and Oct. 26, 2026, and are traceable to the data breach. Eligible expenses include fees for credit reports, credit monitoring or freezing/unfreezing credit, costs to replace IDs and postage for contacting financial institutions.
• Documented extraordinary loss payment: Class members can claim up to $5,000 for losses due to identity theft or fraud that occurred between Jan. 26, 2024, and Oct. 26, 2026, that the data breach likely caused and that out-of-pocket expenses do not already cover. Claimants must show they attempted to prevent the loss or recover the funds. i.e., by using insurance, etc.
• Attested time spent: Class members can claim up to five hours of lost time at $20 per hour for time spent responding to the data breach ($100 maximum). This includes time spent changing passwords, investigating suspicious account activity and researching the data breach.

How to claim a class action rebate

To receive a settlement payment, class members can file a claim online or print and complete the PDF claim form and mail or email it to the settlement administrator.

Settlement administrator's mailing address: Muscatine Data Incident Settlement, c/o Settlement Administrator, P.O. Box 25226, Santa Ana, CA 92799-9958

Settlement administrator's email address: info@MuscatineDataBreach.com

The claim deadline is Oct. 26, 2026.

Required proof and claim information

• To submit an online claim, class members must provide the login ID and PIN from the settlement notice they received.
• To submit an out-of-pocket expenses claim, class members must provide supporting documentation, which may include receipts, bank statements or other proof showing expenses incurred due to the data breach.
• To submit an extraordinary losses claim, class members must provide supporting documentation, such as police reports, correspondence with financial institutions, insurance claims and other proof of identity theft or fraud.
• To submit a lost time claim, class members must provide a written description of the tasks they completed.

Payout options

• Zelle
• PayPal
• Venmo
• Virtual prepaid card
• Paper check mailed to the address completed

Settlement fund breakdown

The $525,000 settlement fund will include:

• Settlement administration costs: To be determined
• Attorneys’ fees and costs: Up to $174,998
• Service award to the class representative: $3,000
• Payments to approved claimants: Remaining settlement funds

Important dates

• Opt-out deadline: Oct. 9, 2026
• Deadline to file a claim: Oct. 26, 2026
• Final approval hearing: Dec. 17, 2026

When is the Muscatine Power and Water data breach settlement payout date?

The settlement administrator will issue payments to approved claimants after it processes claims or 60 days after the court grants final approval of the settlement, whichever is later.

Why is there a class action settlement?

The class action lawsuit claimed a targeted cyberattack on Muscatine Power and Water’s computer systems in January 2024 impacted certain files containing private information, including names and Social Security numbers. The plaintiff alleged the company failed to adequately protect customer data.

Muscatine Power and Water denies the allegations but agreed to settle to avoid the expense and risk of further litigation litigation.

Sources

1. Claim form
2. Class notice
3. Settlement agreement
4. Settlement website FAQ page