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Consumers who made a purchase at a Trader Joe’s store using a credit or debit card between March 5, 2019, and July 19, 2019, may be eligible to claim an estimated $102.45 from a class action settlement.
Trader Joe’s Co. agreed to pay $7.4 million to settle a class action lawsuit alleging violations of the Fair and Accurate Credit Transactions Act. The lawsuit claimed that, during a specific period in 2019, certain Trader Joe’s stores printed receipts that displayed both the first six and last four digits of customers’ card numbers, potentially increasing the risk of identity theft.
Who can file a claim?
Individuals must meet all of the following criteria:
- They are the account holder of a credit or debit card used in a transaction at a Trader Joe’s store between March 5, 2019, and July 19, 2019.
- They received a receipt for that transaction that Trader Joe’s payment processing software formatted to display the first six and last four digits of the card number.
It’s important to note that the class does not include all Trader Joe’s stores or transactions. The class includes an estimated 757,663 unique card numbers, representing the same number of class members.
How much is the Trader Joe's payout?
Pro rata payment: Each eligible class member who submits a valid claim form can receive a payment estimated at $102.45. The actual amount may vary depending on the number of valid claims submitted and final costs for settlement administration, attorneys' fees and expenses and an incentive award to the class representative. If fewer people submit claims, each claimant’s share increases. If more submit, the share decreases.
The settlement administrator will donate any unclaimed funds after the initial and second distributions as a cy pres award to the Identity Theft Resource Center.
How to claim a class action payment
Class members can submit the online claim form or download, print and complete the PDF claim form and mail it to the settlement administrator. They may also call the settlement administrator to submit a claim.
Settlement administrator’s mailing address: Keim v. Trader Joe’s Co. Settlement Administrator, P.O. Box 301134, Los Angeles, CA 90030-1134
Settlement administrator’s phone number: 888-444-7415
Required information
To file an online claim, class members must provide the claim ID and PIN from the settlement notice they received.
Payout options
- Electronic deposit
- Check sent by first-class mail (valid for 180 days)
$7.4 million settlement fund breakdown
The $7,400,000 settlement fund covers:
- Settlement administration costs: Up to $977,000
- Attorneys’ fees: Up to $2,466,666.67
- Attorneys’ expenses: Up to $65,000
- Service award to class representative: Up to $10,000
- Payments to class members: Remainder of the fund (estimated at $3,881,333.33)
Important dates
- Deadline to file a claim: June 9, 2026
- Fairness hearing: Aug. 10, 2026
When is the Trader Joe’s FACTA settlement payout date?
The settlement administrator will distribute payments to eligible claimants within 45 days of the court resolving any appeals and granting final approval to the settlement administrator.
Why did this class action settlement happen?
The class action settlement alleged Trader Joe’s printed receipts for certain credit and debit card transactions that displayed the first six and last four digits of the card number. The plaintiff claimed this violated FACTA and increased the risk of identity theft.
Trader Joe’s denies any wrongdoing but agreed to settle to avoid the expense and uncertainty of further litigation.
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