Geico $1.65M CLUE Report Dispute Class Action Settlement

Individuals who disputed inaccurate information on their LexisNexis Comprehensive Loss Underwriting Exchange auto insurance report between March 13, 2022, and May 1, 2026, in which the source of that information was Government Employees Insurance Co. may be eligible to receive approximately $150 from a class action settlement.

Geico agreed to pay $1.65 million to settle a class action lawsuit alleging it failed to properly investigate and correct disputed information it provied to LexisNexis for CLUE auto insurance reports. The lawsuit claimed Geico’s actions violated the Fair Credit Reporting Act.

Who can file a claim?

Class members must meet all of the following criteria:

• They filed one or more disputes through LexisNexis Risk Solutions between March 13, 2022, and May 1, 2026.
• They disputed information LexisNexis incorrectly linked to their CLUE report or that did not belong to an insured or member of their household.
• They received a response from LexisNexis indicating Geico provided the disputed information.
• They received a response from LexisNexis stating the disputed information was unverifiable or accurate.
• They disputed information that Geico did not notify LexisNexis should be corrected or removed from their file.
• They disputed information that remained uncorrected or was not removed from their CLUE report.
• They are reflected in the settlement class list Geico generated.

How much are settlement payments?

Eligible class member will receive an equal share of the net settlement fund. The estimated payment is approximately $150 per person, but the actual amount may be higher or lower depending on the number of valid claims submitted. There are approximately 7,200 class members.

No proof/documentation required to receive compensation

Class members do not need to submit a claim to receive their payment. The settlement administrator already has the information needed to identify class members.

Class members can update their address or choose a digital payment option by visiting the online portal or by calling or emailing the settlement administrator. Those using the online portal will need to provide the notice ID and PIN they received in their settlement notice.

Settlement administrator's address: Kohama v. Geico Settlement, c/o Settlement Administrator, P.O. Box 16, West Point, PA 19486

Settlement administrator's email address: questions@Kohama2026Settlement.com

Settlement administrator's phone number: 833-215-9289

Payout options

• Check mailed to the address on file
• Digital payment (if elected via the online portal)

$1.65 million settlement fund breakdown

The $1,650,000 settlement fund includes:

• Settlement administration costs: Amount not specified
• Attorneys’ fees: $549,945
• Litigation expenses: Up to $10,000
• Service award to class representative: Up to $10,000
• Payments to eligible class members: The remainder of the fund

Important dates

• Opt out deadline: Oct. 20, 2026
• Payment election deadline: Jan. 14, 2027
• Final approval hearing: Jan. 14, 2027

When is the Kohama v. Geico payout date?

The settlement administrator will issue payments after the court resolves any appeals and grants final approval of the settlement.

Why did this class action settlement happen?

The class action lawsuit alleged Geico failed to properly investigate and correct disputed information it reported to LexisNexis for CLUE auto insurance reports. The lawsuit claimed Geico’s actions violated the Fair Credit Reporting Act because it did not correct or remove information that did not belong to the consumer or their household even after the consumer filed a dispute.

The parties agreed to settle to avoid the risks and costs of continued litigation.

Sources

1. Class notice
2. Settlement FAQ
3. Settlement agreement