Coming Soon: $12.5M Cash App Text Class Action Settlement

Consumers who received a Cash App referral program text message while living in Washington state between Nov. 14, 2019, and a date to be determined in 2025, may qualify to submit a claim for an estimated $88 to $147 from a class action settlement coming soon.

Block Inc., the company operating Cash App, agreed to pay $12.5 million to resolve a class action lawsuit. The class action alleges Block violated Washington law by substantially assisting its users in sending unsolicited commercial text messages through Cash App’s Invite Friends referral program.

A motion for preliminary approval of the settlement was filed in federal court on June 30, 2025. The settlement website and claim form will become available after the court grants preliminary approval of the TCPA settlement.

Who is eligible for a Cash App settlement payout?

Class members must meet the following criteria:

• They received a Cash App referral program text message (an Invite Friends message) between Nov. 14, 2019, and a date to be determined in 2025.
• They were a resident of Washington at the time they received the text message.
• They did not clearly and affirmatively consent in advance to receive the Cash App referral program text message.

The text message typically reads: “Hey! I’ve been using Cash App to send money and spend using the Cash Card. Try it using my code and you’ll get $5. FVRJ1PH https://cash.app/app/FVRJ1PH.”

How much is the TCPA settlement payment?

Pro rata cash payment: Valid claimants will receive an equal cash payment estimated between $88 and $147. Final payment amount will be determined by the number of claims filed.

Payments will be per class member and not per text message received.

How to claim a class action rebate

To claim a settlement payment, class members must complete and submit a claim form by the deadline. Class members will be able to file a claim online or print and mail the claim form to the settlement administrator.

Claim deadline and settlement administrator contact information will be announced after the court grants preliminary approval to the Cash App TCPA settlement.

Only one claim form may be submitted per class member regardless of the number of texts received.

The claim form requires class members to provide:

• Their claims code (if they received one by email or mail)
• The phone number(s) where they received the Cash App text message(s)
• Their name, address, email and phone number
• An attestation that they meet all eligibility requirements

Required claim information

• Online and printed claim forms will require one of the following:
• Claims code included in official settlement notice
• Phone number(s) at which the class member received the Cash App referral text message while residing in Washington state

Payout options

Class members will have the option of the following payment methods:

• PayPal
• Venmo
• Zelle
• Virtual prepaid card
• Physical check

$12.5 million Cash App TCPA settlement fund

The settlement fund of $12,500,000 million will include:

• Settlement administration costs: Not to exceed $619,500
• Attorneys' fees: Up to $3,125,000
• Attorneys' expenses: Estimated $41,133.36
• Service award to class representative: Up to $10,000
• Payments to eligibleclass members: Remaining settlement funds

Important dates

• Deadline to file a claim: To be announced
• Final approval hearing: To be determined by the court after preliminary approval is granted

When is the Block Cash App settlement payout date?

Payments will be issued to approved claimants after the court grants final approval and claim processing is complete.

Why did this class action lawsuit and settlement happen?

This class action lawsuit alleges Block Inc. assisted its users in sending unsolicited commercial text messages to Washington residents through the Cash App "invite friends" referral program. The plaintiff claims Block did not obtain clear and affirmative consent from recipients before sending these messages, which may violate Washington’s Commercial Electronic Mail Act and the Consumer Protection Act.

Block denies these allegations and asserts it complied with all laws but agreed to settle to avoid the cost and risk of continuing litigation and the possibility of a trial.

Sources

1. Settlement notice
2. Settlement agreement