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Payactiv Data Breach Investigation
Shamis & Gentile P.A., one of the nation's premier class action law firms specializing in data breach cases, is investigating the Payactiv data breach.
If you were affected by the data breach, your sensitive personally identifiable information may have been exposed, and you may be eligible for compensation.
About Payactiv
Payactiv is a financial services company that provides Earned Wage Access (EWA) solutions. Founded in 2012 and headquartered in California, Payactiv allows employees to access a portion of their earned wages before payday. This service is designed to help workers avoid high-interest payday loans and overdraft fees by offering a way to get paid for work already completed.
The company partners with more than 1,400 employers, including large organizations such as Walmart, Wendy’s, and Pizza Hut. Payactiv’s platform integrates with payroll and HR systems like ADP and Paychex, making it widely accessible to hourly and lower-income workers across the United States, Canada, Australia, and Pakistan.
In addition to wage access, Payactiv offers financial wellness tools, including bill pay, savings, budgeting, and financial counseling.
What happened?
Payactiv experienced a cyberattack when an unauthorized actor gained access to it's internal systems and viewed personal information. The company has not disclosed the number of users affected by the breach but it may be in the thousands.
The data breach was reported to the Vermont Attorney General's office on Oct. 1, 2025. Payactiv has also notified impacted individuals by mail.
Your Rights and Next Steps
If you believe you may have been impacted by the Payactiv data breach, it is important to understand your rights. You may be entitled to seek compensation for any harm or inconvenience caused by this cybersecurity incident.
- Identity theft protection services: Enroll in the free Epiq Privacy Solutions ID credit monitoring and identity theft protection services, provided by Payactiv.
- Monitor your accounts carefully: Check your financial statements regularly for suspicious activity or unauthorized transactions. If you notice anything unusual, contact your financial institution immediately.
- Fraud alert and credit reports: A fraud alert informs creditors to take extra steps to verify your identity before opening new accounts in your name. Consumers are also entitled to one free credit report annually from each credit bureau. You can request a fraud alert or a credit report by contacting any one of the three major credit bureaus.
- Seek legal help: Lawyers are ready to help you understand your rights and pursue compensation.
You May Be Entitled to Compensation
If your personal information was exposed in the Payactiv data breach, you may be entitled to compensation, which could include reimbursement for out-of-pocket expenses, time spent addressing the breach, or payment for emotional distress. Lawyers are investigating this incident and are ready to help Payactiv users understand their rights and pursue claims.
To find out if you qualify, complete the form below to join the lawsuit investigation.
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