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American First Finance Data Breach Lawsuit Investigation
Shamis & Gentile P.A., one of the nation's premier class action law firms specializing in data breach cases, is investigating the American First Finance, LLC data breach.
If you were affected by the data breach, your sensitive personally identifiable information may have been exposed, and you may be eligible for compensation.
About American First Finance
American First Finance is a financial services company founded in 2013. The company is known for providing point-of-sale payment solutions, including lease-to-own options and installment loans, primarily to consumers who may not qualify for traditional credit. FinWise Bank is a partners with AFF to offer installment loans and other financial services to consumers.
American First Finance partners with over 6,500 merchants across the United States, Washington, D.C., and Puerto Rico, serving customers in industries such as furniture, appliances, electronics, automotive repair, jewelry and dental services. The company is headquartered in Dallas, Texas, with a satellite office in Wichita, Kansas.
What happened?
On June 18, 2025, American First Finance discovered a massive data breach had taken place. The cybersecurity incident involved a former employee of FinWise Bank, a partner of American First Finance, who accessed sensitive data after their employment ended. The breach took place between May 31, 2024, and June 3, 2024 and affected 689,000 consumers.
The data breach compromised personal data of individuals who had or applied for installment loans, lease-to-own accounts or retail installment sales agreements through American First Finance. Affected individuals include 108,069 Texas residents and 208 in Maine.
Possible Exposed Information
- Name
- Address
- Date of birth
- Social Security number
- Driver's license or state ID number
- Financial account information, including bank account and routing number
FinWise Bank and AFF began notifying affected consumers on July 29, 2025. The data incident was disclosed to the California, Maine, Massachusetts and Texas Attorney Generals' offices beginning on Sept. 12, 2025.
Your Rights and Next Steps
If you received a data breach notice from FinWise Bank and American First Finance, you have important rights and options. You may be entitled to seek compensation for any harm or inconvenience caused by this cybersecurity incident.
- Credit monitoring services: Sign up for the free credit monitoring and identity theft protection services provided by the companies.
- Monitor your accounts carefully: Check your financial statements regularly for suspicious activity or unauthorized transactions. If you notice anything unusual, contact your financial institution immediately.
- Fraud alert and credit reports: A fraud alert informs creditors to take extra steps to verify your identity before opening new accounts in your name. Consumers are also entitled to one free credit report annually from each credit bureau. You can request a fraud alert or a credit report by contacting any one of the three major credit bureaus.
- Seek legal help: Lawyers are ready to help you understand your rights and pursue compensation.
You May Be Entitled to Compensation
If your information was exposed in the American First Finance data breach, you may be entitled to compensation, which could include reimbursement for out-of-pocket expenses, time spent addressing the breach, or payment for emotional distress. Lawyers are currently investigating claims and can help you determine if you qualify to join a class action lawsuit.
To find out if you are eligible to purse a claim, complete the form below.
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