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Discover Financial $1M Settlement: TCPA Lawsuit

Discover Financial Services settles a class action lawsuit for $1,000,000 over alleged TCPA violations involving unwanted prerecorded voice calls.

Discover Financial $1M Settlement: TCPA Lawsuit
Updated on
Published on

Settlement Terms

  • Status:
    Closed
  • Award:
    The potential award that can be claimed by the class members is between $40-$110 per claim.
  • Is Proof Required?
    Yes
  • Claim Deadline:
    June 7, 2023
    Not Set
  • Days Left to File Claim:
    0
  • Settlement Amount:
    $1,000,000
  • Final Approval:
    July 25, 2023
Settlement summaries by Claim Depot are written for people who might be eligible to claim class action settlement awards. Our goal is to provide the reader all relevant information about the settlement so they can claim their lawsuit funds. Claim Depot uses artificial intelligence (AI) to extract data from the vast amounts of text on the Official Settlement Website and in the court documents. Then, our writers, who are licensed attorneys, write the summary in plain English so the greater public can better understand their rights.

In a significant development, Discover Financial Services has reached a settlement in a class action lawsuit, agreeing to create a $1,000,000 fund for eligible claimants. This settlement addresses allegations that Discover made unauthorized artificial or prerecorded voice calls to individuals about credit card accounts that were not theirs. If you believe you've been affected by these calls, you may be entitled to a cash award. Here's what you need to know.


Who Benefits?: Individuals who received calls from Discover between August 25, 2017, and February 7, 2023, concerning a credit card account they did not own.

How much can I get?: Eligible claimants can expect an estimated payout of $40-$110 per claim.


Important Dates


  • Fairness Hearing: Scheduled for July 25, 2023, this hearing will determine the settlement's fairness.
  • Deadline to File a Claim: Claims must be submitted by June 7, 2023.


Eligibility Criteria for Settlement Class Members


If you received an artificial or prerecorded voice call from Discover targeting a phone number assigned to a cellular telephone service, regarding a Discover credit card account, between the specified dates, and you were not a Discover customer, you might be a Settlement Class Member. This includes those who never provided their cell phone number to Discover.


Exclusions apply to those who request to be excluded by June 7, 2023.


Understanding Your Potential Award


The settlement fund is designed to compensate eligible class members who file a valid and timely claim. The amount you receive will depend on the total number of valid claims submitted.


  • Estimated Award Range: $40-$110 per valid claim.


The Calls in Question


The lawsuit pertains to calls made by Discover using an artificial or prerecorded voice to individuals' cellular phones regarding a Discover credit card account that did not belong to the recipient.


Is Proof Required to Claim the Reward?


Claimants will need to affirm their eligibility as members of the Settlement Class as defined by the settlement agreement. The official settlement website provides details on the required proof.


How to Claim Your Award


To claim your award, submit a Claim Form by June 7, 2023. You can submit your claim online or mail it to the Settlement Administrator. Ensure the claim is complete, accurate, and timely for validity.


Analyzing the Settlement Fund


The $1,000,000 settlement fund will cover cash awards to class members, attorneys' fees, administration costs, and any other related expenses. The fund will not return to Discover under any circumstances.


The Reason Behind the Settlement


The settlement resolves allegations that Discover violated the Telephone Consumer Protection Act by making unwanted calls using an artificial or prerecorded voice. Discover denies any wrongdoing, but the settlement prevents the risk and costs associated with a trial.


The next steps include the Final Approval Hearing on July 25, 2023, and, if approved, the distribution of settlement awards.

Case Facts

  • Case Number:
    1:21-cv-04529
  • Filing Date:
    August 24, 2021
  • Jurisdiction:
    U.S. District Courts
  • State:
    Illinois
  • Court:
    Illinois Northern District
  • Plaintiff:
    David Jackson
  • Defendant:
    Discover Financial Services Inc.
  • Plaintiff Firm:
    Greenwald Davidson Radbil PLLC
  • Claims Admin:
    The Claims Administrator for this case is Kroll Settlement
  • Defendant Firm:
    Stroock & Stroock & Lavan LLP
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Will Gendron
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Settlement Agreement

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Settlement Agreement

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