Missouri Central Credit Union Data Breach Exposes Financial Account Information

Missouri Central Credit Union, a member-owned, not-for-profit financial cooperative serving the Lee's Summit and greater Kansas City, Missouri, area, disclosed a data breach involving unauthorized access to email accounts that contained sensitive personal and financial information.

The breach was disclosed to the Massachusetts Office of Consumer Affairs and Business Regulation on Oct. 12, 2026

The breach was traced to suspicious activity involving a legacy Central Communications Credit Union email account. The incident involved unauthorized access to email accounts maintained by the credit union.

An investigation into the incident determined that, as a result of a phishing scheme, an unauthorized individual had gained access to certain emails within the credit union's email accounts.

On May 14, 2026, the credit union completed its review of the contents of the compromised emails and confirmed they contained personal information belonging to some individuals.

The types of personally identifiable information exposed included names, Social Security numbers, financial account information and credit or debit card numbers.

Missouri Central Credit Union's response to the breach

Missouri Central Credit Union is offering affected individuals a complimentary membership to Experian IdentityWorks Credit 3B.

Affected individuals can sign up at the Experian IdentityWorks website or by calling 877-288-8057. Each affected individual received a unique activation code and an enrollment deadline in their notification letter.

The credit union has also set up a confidential, toll-free incident hotline for individuals who have questions about the breach. The hotline is available from 8 a.m. to 5:30 p.m. Central time, excluding major U.S. holidays. Affected individuals should refer to the notification letter they received from the credit union for the hotline phone number.